QMTA'S GENERAL LIABILITY INSURANCE
The QMTA’s insurance plan provides the following key benefits to each and every active & provisional member:
- Civil liability coverage, bodily injuries or property damage, up to $5 000 000 for all activities at home;
- Coverage for private activities on public premises (halls, churches, schools, cultural centers, etc.);
- Coverage for all QMTA-sponsored activities;
- Protection against collective lawsuits;
Name Insured: Quebec Music Teachers' Association, Inc Description: Activities normal to the provision of music instruction Type of Coverage: Commercial Public General Liability Limit of Liability: $ 5 million per occurrence Effective Date: September 1, 2011 - Expiry Date: September 1, 2012 Insurance Company: AXA Pacific Insurance Company Policy No. 1186953
Insurance Brokers: Atkinson & Terry Insurance Brokers, 120 - 8067 120th Street, Delta, BC, V4C 6P7 1 866 454-4644 or 604 596-1717 fax: 604 501-0685 e-mail:
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A letter from Lynne Gagné, president and HélèneLord, vice-president
as published in Musifax, Fall 2008
Subject : THE GROUP LIABILITY INSURANCE PLAN
For some time now, the executive committee of the QMTA has been studying every aspect of the annual fee designated for our Association’s group insurance coverage. Until now, this insurance was optional because we did not fully understand its pertinence and the procedures associated with its application. We were informed by our insurance company’s representative, Mr. Dave Binder that this insurance coverage is compulsory for all members and it is therefore our unfortunate duty, due to its implementation, to apply the corresponding additional fee to all our members.
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Les assurances, par Danielle Langevin
Extrait du livre "Organisez votre studio pour réussir", aux Éditions Ad Lib.
Si vous travaillez à partir de votre domicile, vos activités professionnelles à titre de travailleur autonome ne sont pas nécessairement couvertes par votre assurance habitation, puisque cette dernière s’applique uniquement aux dommages pouvant résulter d'activités relatives à votre vie privée. Vos activités professionnelles, donc publiques, vous exposent à des risques différents et, en conséquence, vos besoins en assurance de dommages le sont tout autant. On n'a qu'à penser à l'équipement bureautique dont vous avez besoin ainsi qu'aux allées et venues de vos clients qui, s'ils se blessent, vous exposent à des poursuites en responsabilité civile.
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